1. MISSED EDUCATION 101: The Master Class, LLC (“ME: 101” or “the site”) is an independent continuing education platform that provides an interdisciplinary framework (Matrix Maps) and method (Matrix Thinking) for self-directed learning. Participation is voluntary. The program does not grant college credit or prior learning assessments. No written work or activities will be assessed for guarantees, credits or certifications under this program. Credit for Prior Learning (CPL) rules and approvals are at the discretion of individual academic institutions and departments in higher education. The site is intended to be a supplemental learning resource for adult learners. It should not be used in a manner or spirit otherwise. Upon use, participants agree to be bound by the stated terms and provisions. If a visitor or participant disagrees with the program’s purpose, content, structure and/or terms of use and provisions, then he/she should leave the site promptly and end all affiliated contact and participation. 

​

2. RESTRICTIONS: Use of Missed Education 101 (or ME: 101) is restricted to adult learners who are 18 years of age and older. Those who are under the age of 18 should not use the site or make purchases without the permission of a parent or legal guardian who is fully aware of the site’s purpose, content and terms of use and provisions. Those 13 and under should not use the site at all.

​

3. PROGRAM PARTICIPANTS: If a participant agrees to use the site as stated in the terms of use, then he/she agrees to use the site and material at his/her own risk. The site must not be used for advocacy activities of any kind and the creator/consultant cannot be held liable or responsible for a participant’s (mis)representation made with regard to the site. Upon use of the site, participants agree to indemnify the creator/consultant from harm, blame, claims, liabilities, expenses and damages, including legal and attorneys’ fees or any other circumstance that may result in the abuse or violation of any law, rights in relation to the use of the site or third party claims over participant use of the site, its material and its content.

​

The creator/consultant reserves the right to change, revise and/or modify the information and terms of the site at any time, at his discretion; using the site implies consent to these modifications. Participants will be alerted of updates on the site. All products are sold “as is.” There are no warranties. Guarantees of any kind will not be granted in relation to the site. The creator/consultant is not responsible for content, practices, conditions or suits of any independent sites that are linked to this site. These links are included for the benefit and convenience of the participants. The creator/consultant reserves the right to ban or block participants from the site, with or without cause, at his discretion. The creator/consultant reserves the right to remove any content submitted on potentially interactive areas of the site. Defamation, profanity, threats, insults and obscenities are not allowed. The creator/consultant reserves the right to freely assign or transfer any and all of the rights and obligations described in the Terms of Use.

​

4. PURCHASES AND SUBSTITUTIONS: Participants should read the Terms of Use before making any purchases. Missed Education 101, LLC has contracted with Gumroad.com to handle files, process all credit card transactions and deliver all downloads. All materials downloaded by a participant will have a trackable link for downloading that expires after one use. An email receipt accompanies all purchases, and the file(s) will arrive via email for downloading and immediate use. All files are irrevocable transactions. Due to the irrevocable nature of digital goods, the participant gains immediate liberties over the material and/or benefits from access to the information. Therefore, there are no cash refunds, only limited substitutions. Participants are responsible for being aware of this policy before purchasing any item on the site. A participant who is unsure of a purchase or dislikes this policy should refrain from purchasing any products from this site.

 

In case there is a need for a file substitution, participants are allowed to reselect a product of the same price and value. The participant must send a request to the creator/consultant within 7 days of the original order, including the original email receipt and the reason for the substitution request. Receipts must accompany all substitution requests. A special code will be processed through Gumroad.com and sent to the participant via email within 14 business days. The code will allow the participant to make a new purchase without charge at Gumroad.com. There are no refunds or substitutions for items marked free.

​

Participants are not allowed to continuously substitute products. If all the products are purchased, there are no substitutions available. Those who purchase and substitute twice will be interpreted as exploiting/abusing access to the website’s content and/or disregarding/ignoring its substitution policy. The creator/consultant reserves the right to deny replacement and block participants from accessing and purchasing files due to the misappropriation, violation and/or abuse of the terms of the substitution policy. Also, those who show transaction inconsistencies or chargebacks will be blocked from the site and prohibited from purchasing items. In the event of problems with a purchase, the participant should notify the creator/consultant via email. 

​

5. COPYRIGHTS: The material on this site is copyrighted. The content and materials can be used under Section 107 of the Copyright Act of 1976 on Fair Use as described by the United States Copyright Office. Participants may use the content under Fair Use for reviews, reporting, teaching, scholarship and research purposes; however, the creator/consultant or website must be credited in a way that is clear, related and identifiable. Those wanting to use the content and/or materials for commercial purposes must obtain prior written permission from the creator/consultant. Ideas and content not belonging to the creator/consultant have been cited and should be properly attributed to original and appropriate authors by all others. All questions or notices with respect to the site should be sent to the creator/consultant via email.

​

6. CONSULTATION: After the purchase of file(s), there are no extra fees or charges for questions sent via email for consultation and advice by participants; however, the creator/consultant is under no obligation to respond to any and all correspondence.  Correspondence unrelated to subject matter or determined to be unprofessional, profane and/or inappropriate will be deleted and/or reported to the appropriate authorities. The website may be inaccessible due to the following reasons: updating, redesign, technical difficulties or other failures. Participants agree the creator/consultant is not held liable for adverse effects and cannot guarantee uninterrupted service and access.

​

7. ADVERTISING AND PRIVACY: The creator/consultant should be contacted directly about marketing and advertising interests and initiatives. Participant names and email addresses are private and will be used only for class-related correspondence by the creator/consultant. The information participants provide is housed in order to facilitate sales, downloads and file substitutions. Also, the information is used to inform participants of content revisions, changes and/or new material on the site. Emails and personal information are not for sale to other parties. Participants are advised to use an email account that is most appropriate for purchasing and correspondence concerning this site. Documentation of personal information and the collection of emails will be in compliance with all applicable federal and state laws and regulations regarding use of electronic messages and other data. If a participant does not agree with these terms, then he/she should not provide an email address and refrain from purchasing material from this site.

​

8. LAW: The laws of the state of Missouri apply in all legal matters related to the site, without regard to conflict of laws or provisions. The parties involved irrevocably consent to bring any action to enforce this agreement in the courts located in St. Louis County of the state of Missouri. If there are provisions of the stated terms deemed illegal or in conflict with the law of any other jurisdictions outside the state of Missouri, USA, the remaining provisions are valid, legal and enforceable.

​

​

​

​